Paybill Number: 157495

USSD: *882*62#

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Paybill
157495
USSD Code
*882*62#

BOSA

Browse our collection of specialized structures and financial solutions deployed under the BOSA spectrum.

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Normal Loan

1.00%
p.m

Designed to support members' development and financial growth needs.

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Open to all eligible members
Loan amount: Up to 3 times member deposits
Maximum repayment period: 36 months
Interest rate: 1% per month

School Fees Loan

1.08%
p.m

Designed to help members meet education expenses for themselves or their dependents.

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Loan amount: Up to 3 times member deposits
Repayment period: Up to 12 months
Interest rate: 1.08% per month
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Emergency Loan

Designed to support members during unexpected emergencies and urgent financial needs.

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Available even for members with existing loans, subject to eligibility
Repayment period: Up to 12 months
Interest rate: 1% per month

Farm Input Loan

Designed to support members engaged in farming and agricultural activities.

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Can be used for seeds, fertilizers, animal feeds, pesticides, farm tools, and land preparation
Loan amount: Up to 3 times member deposits
Interest rate: 13% per annum

Karibu Loan

1.00%
p.m

Designed to support new members as they settle into the SACCO and build their financial foundation.

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Exclusively available to new members
One-time loan product for qualifying members
Loan amount: Up to 3 times member shares
Repayment period: 12 months

Daraja Loan

Designed for members with a good repayment history who may not yet qualify for a normal top-up loan.

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Member must have an active and well-performing existing loan
Applicant must qualify for a loan top-up based on repayment performance

M-Okoa Loan

Designed to provide members with quick access to short-term financial support based on their savings and income activity.

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Accessible via mobile platform for ease and convenience
Loan eligibility based on member shares and proceeds
Maximum loan tenure: 1 month

Holiday Advance

Designed to help members meet festive and seasonal financial needs with ease and convenience.

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Flexible repayment period: 1–6 months

Advance Loan

Designed for members who require quick access to funds with flexible repayment options over a short period.

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Designed for members needing short to medium-term financial support
Flexible repayment period: from 1 month up to 6 months
Easy access based on member eligibility and income flow
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AFYA YANGU

Designed to help members conveniently finance their insurance premium payments, ensuring uninterrupted insurance cover for themselves and their loved ones.

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repayment duration 12months

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