Our Products

Financial Solutions For Every Need

From flexible loans to high-yield savings, discover products designed to help you thrive.

As a member-owned cooperative, every product we offer is designed with your financial wellbeing in mind. Whether you're looking to borrow, save, or invest, we have solutions tailored to your unique journey.

6,000+

Active Members

KSh 140M+

Assets Under Management

28,000+

Loans Disbursed

98%

Member Satisfaction

Normal Loan

1.00% p.m

Designed to support members' development and financial growth needs.

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Open to all eligible members

Loan amount: Up to 3 times member deposits

Maximum repayment period: 36 months

Interest rate: 1% per month

Select a form to download

Loan Application Form

305.00 bytes

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

Trending

BOSA

Normal Loan

1.00%

p.m

Designed to support members' development and financial growth needs.

View full product details

Open to all eligible members

Loan amount: Up to 3 times member deposits

Maximum repayment period: 36 months

Interest rate: 1% per month

Select a form to download

Loan Application Form

305.00 bytes

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

School Fees Loan

1.08%

p.m

Designed to help members meet education expenses for themselves or their dependents.

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Loan amount: Up to 3 times member deposits

Repayment period: Up to 12 months

Interest rate: 1.08% per month

Select a form to download

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

Trending

BOSA

Emergency Loan

Designed to support members during unexpected emergencies and urgent financial needs.

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Available even for members with existing loans, subject to eligibility

Repayment period: Up to 12 months

Interest rate: 1% per month

Select a form to download

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

Farm Input Loan

Designed to support members engaged in farming and agricultural activities.

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Can be used for seeds, fertilizers, animal feeds, pesticides, farm tools, and land preparation

Loan amount: Up to 3 times member deposits

Interest rate: 13% per annum

Select a form to download

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

Karibu Loan

1.00%

p.m

Designed to support new members as they settle into the SACCO and build their financial foundation.

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Exclusively available to new members

One-time loan product for qualifying members

Loan amount: Up to 3 times member shares

Repayment period: 12 months

Select a form to download

Karibu Loan Application Form

359.00 bytes

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

Daraja Loan

Designed for members with a good repayment history who may not yet qualify for a normal top-up loan.

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Member must have an active and well-performing existing loan

Applicant must qualify for a loan top-up based on repayment performance

Select a form to download

Daraja Loan Application Form

245.00 bytes

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

M-Okoa Loan

Designed to provide members with quick access to short-term financial support based on their savings and income activity.

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Accessible via mobile platform for ease and convenience

Loan eligibility based on member shares and proceeds

Maximum loan tenure: 1 month

Select a form to download

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

Holiday Advance

Designed to help members meet festive and seasonal financial needs with ease and convenience.

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Flexible repayment period: 1–6 months

Select a form to download

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

BOSA

Advance Loan

Designed for members who require quick access to funds with flexible repayment options over a short period.

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Designed for members needing short to medium-term financial support

Flexible repayment period: from 1 month up to 6 months

Easy access based on member eligibility and income flow

Select a form to download

Advance Form (1 Month)

187.00 bytes

Advance Form (3 Months)

294.00 bytes

Special Advance (6 Months)

292.00 bytes

Membership Application Form

212.00 bytes

Mobile Banking Application Form

177.00 bytes

Trending

BOSA

AFYA YANGU

Designed to help members conveniently finance their insurance premium payments, ensuring uninterrupted insurance cover for themselves and their loved ones.

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repayment duration 12months

Select a form to download

No forms available yet

Check back soon or contact us for assistance.

Smart Investment Tips

Diversify your portfolio across different asset classes
Start early to maximize compound interest benefits
Review your investment strategy quarterly
Consult with our financial advisors for personalized guidance

Speak with an advisor

Loan Calculator

Financial Planning Tool

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Financial Solutions For Every Need

Normal Loan

Normal Loan

School Fees Loan

Emergency Loan

Farm Input Loan

Karibu Loan

Daraja Loan

M-Okoa Loan

Holiday Advance

Advance Loan

AFYA YANGU

Microfinance Loan

Asset Finance

Group Loan

Holiday Savings Account

Share Capital

Deposit Savings

Welfare / Benevolent Fund

Smart Investment Tips

Loan Calculator

Karibu Loan

Daraja Loan

Normal Loan

Holiday Advance

AFYA YANGU